Ask Your Realtor!

Whether you’re a Home Buyer or a Home Seller in the New Economy, you’re facing tough challenges. Over 70% of all homes in California are in financial distress, need cosmetic repairs or are not energy efficient. Which means these “As Is” properties are Cosmetic Dogs™ or Power Hogs™!

The Cure for the Cosmetic Dogs™ and Power Hogs™!

Our unique Hybrid Loan Program™ gives home buyers the purchase money, plus up to $50,000 in funding for cosmetic repairs, home improvements and energy upgrades.

If you’re a HOME BUYER, this program can help you:

• Find more homes you like in the neighborhoods you want
• Find the right home for your family faster
• Make the cosmetic repairs, home improvements and energy upgrades you want
• Enjoy up to 30% in energy savings
• Receive many available tax credits and utility rebates*

If you’re a HOME SELLER, this program can help you:

• Address any issues that potential buyers may have with your “As Is” property
• Make it easy for potential buyers to get their wish list of cosmetic repairs, home improvements and energy upgrades
• Pre-qualify buyers for a purchase loan amount INCLUDING the repairs, improvements and upgrades
• Close in as little as 30 to 45 days!

This unique mortgage loan solution provides funding for the home based on the value it will have after the repairs have been made. The cosmetic repairs, home improvements and energy efficient upgrades can be made as soon as you close escrow.