EEM’s offered based on 5% of Median home prices or appraisal/sales price:

Several lenders have finally allowed the cost of improvements to exceed the $8,000 limit. The maximum amount of financed energy efficiency improvements using an EEM is now based on 5% of the median home price for the area.  This housing article by C.A.R. shows a chart of the median home values.  However, H.U.D. established their median values in their on-line loan approval platform called FHA Connection.  At Go Green Lending we have found the FHA Connection data to be significantly greater than the reported numbers published in the C.A.R. report. In L.A. County we are eligible up to $22,000 in cost effective improvements or %5 of the appraisal value, whichever is lower.  SEE THE REPORT